Everything You Need to Know About the First Home Savings Account
Owning a home is a dream for many. Unfortunately it seems that more and more that dream is moving further away from becoming a reality....
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Hello Homeowner's Blog
Your comprehensive resource for all things homeownership with a focus on alternative strategies and out of the box opportunities.
Victoria Spinelli
- Nov 21, 2023
- 6 min
Is Rent to Own an Affordable Homeownership Option?
Nowadays, with the state of the economy and the high price of housing (both to own and to rent), many people are looking for affordable...
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Victoria Spinelli
- Nov 17, 2023
- 3 min
How to Save $44K with First Home Savings Account using Only $26K of Your Own Money
For many families, the dream of homeownership seems to be feeling more and more out of reach. But, with strategic planning and the...
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Victoria Spinelli
- Nov 12, 2023
- 2 min
5 Tips for Saving This Holiday Season
In a world where the cost of living seems to be on a never-ending incline, it's no wonder that many of us are feeling stressed about the...
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Victoria Spinelli
- Nov 6, 2023
- 5 min
How Does Rent to Own Work?
If you're reading this blog post, you likely have heard about Rent to Own as an alternative strategy to getting into homeownership, and...
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Victoria Spinelli
- Aug 14, 2023
- 5 min
A Bridge to Homeownership - Renting to Own
For individuals dreaming of homeownership but facing barriers such as insufficient down payment or credit challenges, rent to own...
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Victoria Spinelli
- Jul 8, 2023
- 3 min
From Bankruptcy to Homeownership: Rent-to-Own as a Fresh Start
Rebuilding credit after experiencing a bankruptcy or consumer proposal can feel like an uphill battle, especially when it comes to the...
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Victoria Spinelli
- Jun 23, 2023
- 5 min
Is Homeownership out of Reach for Millennials?
Fellow Millennials, We are the generation labeled as "entitled". Somehow, our love for avocado toast has clearly been the reason we can't...
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Victoria Spinelli
- Jun 7, 2023
- 3 min
To Rent to Own or Not? Is it a Good Option for You?
Hey there, future homeowner! If you've been considering the rent-to-own option for purchasing your home, it's essential to take a closer...
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Victoria Spinelli
- Jun 2, 2023
- 3 min
Financial Transparency: Demystifying Monthly Payments in Rent to Own Agreements
Rent-to-own arrangements have become an increasingly popular option for individuals aspiring to own a home but facing challenges in...
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Victoria Spinelli
- May 22, 2023
- 2 min
Essential Tips for Protecting Yourself in Rent to Own
Rent to Own (RTO) arrangements can offer a flexible pathway to homeownership, allowing you to rent a property with the option to purchase...
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Victoria Spinelli
- Apr 29, 2023
- 4 min
Beyond Interest Rates: Understanding the Many Moving Parts of Mortgages
I did a thing! I decided to get my mortgage license and just this past week I took the exam and I passed! Next thing I need to do is ...
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Victoria Spinelli
- Jan 4, 2023
- 6 min
4 Simple Ways to Increase your Income
There are so many reasons that you might want to increase your income. Maybe you're tired of living pay cheque to pay cheque and you want...
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Victoria Spinelli
- Dec 5, 2022
- 6 min
3 Questions You Should Ask a Rent to Own Company Before Signing Your Contract
Make sure you're picking the best rent to own company for you to ensure a successful journey to homeownership.
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Victoria Spinelli
- Nov 6, 2022
- 4 min
5 Components of a Credit Score
Ever wonder how your credit score is calculated? Want to understand what you need to do to get your credit to a good place?
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Victoria Spinelli
- Aug 25, 2022
- 3 min
Option Consideration: What the Heck is it?
Learn what an Option Consideration is and how it typically works in a rent to own agreement as well as what to be aware of.
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Victoria Spinelli
- Aug 23, 2022
- 6 min
How to Buy a Home When Your Mortgage Application is Rejected
Learn the reasons that your mortgage application is rejected. And then learn how you can own a home without the bank.
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