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Hello Homeowner's Blog

Your comprehensive resource for all things homeownership with a focus on alternative strategies and out of the box opportunities.

Everything You Need to Know About the First Home Savings Account

Nov 27, 20235 min read

Everything You Need to Know About the First Home Savings Account

Owning a home is a dream for many. Unfortunately it seems that more and more that dream is moving further away from becoming a reality....

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Is Rent to Own an Affordable Homeownership Option?

Victoria Spinelli

Nov 21, 20236 min read

Is Rent to Own an Affordable Homeownership Option?

Nowadays, with the state of the economy and the high price of housing (both to own and to rent), many people are looking for affordable...

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How to Save $44K with First Home Savings Account using Only $26K of Your Own Money

Victoria Spinelli

Nov 17, 20233 min read

How to Save $44K with First Home Savings Account using Only $26K of Your Own Money

For many families, the dream of homeownership seems to be feeling more and more out of reach. But, with strategic planning and the...

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Victoria Spinelli

Nov 12, 20232 min read

5 Tips for Saving This Holiday Season

In a world where the cost of living seems to be on a never-ending incline, it's no wonder that many of us are feeling stressed about the...

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Victoria Spinelli

Nov 6, 20235 min read

How Does Rent to Own Work?

If you're reading this blog post, you likely have heard about Rent to Own as an alternative strategy to getting into homeownership, and...

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A Bridge to Homeownership - Renting to Own

Victoria Spinelli

Aug 14, 20235 min read

A Bridge to Homeownership - Renting to Own

For individuals dreaming of homeownership but facing barriers such as insufficient down payment or credit challenges, rent to own...

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From Bankruptcy to Homeownership: Rent-to-Own as a Fresh Start

Victoria Spinelli

Jul 8, 20233 min read

From Bankruptcy to Homeownership: Rent-to-Own as a Fresh Start

Rebuilding credit after experiencing a bankruptcy or consumer proposal can feel like an uphill battle, especially when it comes to the...

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Is Homeownership out of Reach for Millennials?

Victoria Spinelli

Jun 23, 20235 min read

Is Homeownership out of Reach for Millennials?

Fellow Millennials, We are the generation labeled as "entitled". Somehow, our love for avocado toast has clearly been the reason we can't...

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To Rent to Own or Not? Is it a Good Option for You?

Victoria Spinelli

Jun 7, 20233 min read

To Rent to Own or Not? Is it a Good Option for You?

Hey there, future homeowner! If you've been considering the rent-to-own option for purchasing your home, it's essential to take a closer...

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Financial Transparency: Demystifying Monthly Payments in Rent to Own Agreements

Victoria Spinelli

Jun 2, 20233 min read

Financial Transparency: Demystifying Monthly Payments in Rent to Own Agreements

Rent-to-own arrangements have become an increasingly popular option for individuals aspiring to own a home but facing challenges in...

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Essential Tips for Protecting Yourself in Rent to Own

Victoria Spinelli

May 22, 20232 min read

Essential Tips for Protecting Yourself in Rent to Own

Rent to Own (RTO) arrangements can offer a flexible pathway to homeownership, allowing you to rent a property with the option to purchase...

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Beyond Interest Rates: Understanding the Many Moving Parts of Mortgages

Victoria Spinelli

Apr 29, 20234 min read

Beyond Interest Rates: Understanding the Many Moving Parts of Mortgages

I did a thing! I decided to get my mortgage license and just this past week I took the exam and I passed! Next thing I need to do is ...

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Victoria Spinelli

Jan 4, 20236 min read

4 Simple Ways to Increase your Income

There are so many reasons that you might want to increase your income. Maybe you're tired of living pay cheque to pay cheque and you want...

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3 Questions You Should Ask a Rent to Own Company Before Signing Your Contract

Victoria Spinelli

Dec 5, 20226 min read

3 Questions You Should Ask a Rent to Own Company Before Signing Your Contract

Make sure you're picking the best rent to own company for you to ensure a successful journey to homeownership.

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Victoria Spinelli

Nov 6, 20224 min read

5 Components of a Credit Score

Ever wonder how your credit score is calculated? Want to understand what you need to do to get your credit to a good place?

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Option Consideration: What the Heck is it?

Victoria Spinelli

Aug 25, 20223 min read

Option Consideration: What the Heck is it?

Learn what an Option Consideration is and how it typically works in a rent to own agreement as well as what to be aware of.

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How to Buy a Home When Your Mortgage Application is Rejected

Victoria Spinelli

Aug 23, 20226 min read

How to Buy a Home When Your Mortgage Application is Rejected

Learn the reasons that your mortgage application is rejected. And then learn how you can own a home without the bank.

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